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  Herbal Products and Nutraceutical Merchant Account
 

 
What types of merchants does GPC International sign up?

 
GPC International processes credit and debit card transactions for hundreds of retailers and and Internet herbal, pharma, vitamins and dietary supplements nutraceuticals businesses. We are experts in the nutraceutical credit card processing industry. Whether you are building an e-commerce Web site to sell monthly (continuity) , a traditional brick-and-mortar herbal supplements or pharmacy business or a mail order/telephone order business (MOTO), you will want to open a GPC Domestic or International merchant account, which enables you to accept credit cards and/or ATM/debit cards as payment for customer purchases.



How long before I can accept credit and/or ATM/debit cards (i.e., the account is live)?

 
Once your merchant account is approved, which usually takes two herbal supplements or online pharmacy business days, you will be able to accept cards the very next day for your herbal supplements or online pharmacy business.
 



I'm not sure what terminal, equipment or software I should buy. What is best for my business?

 
Whether you are starting a new herbal supplements or online pharmacy business or expanding an existing one, GPC International has the payment solution to support your processing needs. GPC International serves traditional and Internet businesses, as well as restaurants, mail order/telephone order and home-based businesses.

           Suggested services and typical merchant accounts approved are:
  • High Volume Internet Vitamin and Supplement Websites  
  • Diet and Weight Loss Supplements  
  • Legal Plant Based Botanicals Mitragyna Speciosa (Kratom)  
  • Male and Sexual Enhancements  
  • Mail Order/Telephone Order (MOTO)  
  • Fat Burners and Extracts
  • Mood Enhancement Relaxation Botanicals
  • Legal Hemp Oils and CBD Cannabidiod Products
  • Legal Online Licensed Pharmacies



How does Authorize.net or NMI Basic integrate with my Web site?

 
Integrating Authorizenet or NMI Basic into your Web site is simple. You just add a few hypertext markup language (HTML) tags to the order form on your Web site. See the Authorize.net or NMI Basic User Manual for full instructions.
 



How is GPC International allowed to process credit cards?

 
GPC International is a registered service provider for clearing and settlement institutions that sponsor GPC to enter MasterCard and Visa transactions into the interchange system. The settlement banks are our clearing banks and are members of MasterCard and Visa associations.
 



Can I be approved if I have bad credit or no credit?

 
We approve 98% of all merchants. Even if you were closed, shutoff, declined, denied a merchant account from someone else we can offer you an alternative solution that is friendly towards herbal supplement businsses.


How do I get paid for my transactions processed?

 
There are four steps to getting your money initiating, authorizing, completing the transaction and receiving your funds.

Step 1Initiating the transaction to verify that a card is active and within the approved spending limit:
  • Brick-and-mortar and retail or restaurant environments swipe the card or key in the number through a point-of-sale terminal (i.e., card is physically present). We work with multiple verifone suppliers for cheap and discounted credit card terminals.
  • Mail order/telephone order environments enter the card identifiers the customer has provided you by mail, telephone or fax (i.e., the card is not present).
  • Internet environment Customer provides your Web site with card identifiers (i.e., card is not present).
Step 2Real-time authorizing, which reduces chargebacks and catches card-entry errors:
  • Credit card number is entered.
  • Terminal or software transmits the credit card number and expiration date and sales total to GPC International.
  • GPC International transmits data to customers credit card-issuing bank.
  • Customers issuing bank approves or declines the transaction.
Step 3Completing the transaction:
  • Merchants terminal or software transmits transaction details to GPC International in a batch at close of the herbal supplements or online pharmacy business day.
  • GPC International forwards transactions to each credit card company, which redirects the transactions to appropriate banks.
  • Bank debits credit cardholders account and credits GPC International.
Step 4Receiving funds:
  • GPC International credits your merchant account, usually within two to four herbal supplements or online pharmacy business days.



When do my transactions get funded?

 
Usually within two to three business days after you submit your batches to GPC International.
 



How are funds protected?

 
GPC International is equipped to address the key protection issues of both traditional and Internet merchants, including fraud, loss prevention and chargebacks. The company uses state-of-the-art security technology, and the Authorize.net or NMI Secure Payment Gateway uses Secure Sockets Layer (SSL) technology designed to help protect merchant and payment information.
 



What if I need help with my account?

 
GPC International has more than 200 customer service representatives available to serve you 24 hours a day, 7 days a week, in more than 140 languages and dialects. In addition, Mymerchantoffice.com, GPC Internationals merchant-dedicated Web site, allows you to access your merchant account information online at any time, from any location.
 





 

 

 

 








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GPC International is a registered service provider for the following FDIC-insured banks: First Financial Bank, Denver, CO; Wells Fargo Bank, N.A.
American Express and Discover require seperate approval.



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